You're "scaling" but you still can't pay yourself.

Most clothing brand owners run their business out of one checking account. Money hits, money leaves, ads eat half of it, inventory eats the other half — and at the end of the month there's nothing left. Including for you. Including for taxes.

The problem isn't your revenue. It's that your dollars don't have a job.

This is the Profit First system I install with clothing brand founders. A simple banking structure that gives every dollar a mission before it gets spent — so you stop chasing cash and start controlling it.

What's inside (5 pages, fully step-by-step):

The 5-account banking setup — Income, Profit, Owner's Pay, Tax, and OPEX. What each account does, which banks make it easy (Relay, Novo, Bluevine), and how to set the whole thing up in an hour.

The starter allocation mix — Exact percentages for a brand doing $10K/month. Down to the dollar, with examples.

The biweekly allocation routine — A 10-minute habit you do on the 10th and 25th of every month that runs your finances for you.

The 90-day roadmap — What to focus on month 1, 2, and 3 so you build the habit before you optimize it.

The "next level" target mix — Where to push your percentages once cash flow stabilizes, so Profit and Owner's Pay actually start growing.

The pro tips — Auto-allocation rules, quarterly Profit bonuses, and the trick to renaming your accounts so you actually stick to the system.

Who this is for:

• Clothing brand owners doing $10K+/month who still feel broke
• Founders dreading tax season because they don't know what's actually owed
• Operators tired of "scaling" while never paying themselves

Why it's free.

Because the brands I want to work with are the ones who treat their business like a business. If this system clicks for you and you want it dialed in alongside the rest of your scaling — you know who to call.

Open the accounts this week. Run one allocation. Watch your stress drop.

— Ray @rayinthedarkk